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Registered Representative of and securities offered through Securities Management & Research, Inc. (SM&R) Member FINRA/SIPC. Investment advisory services offered through BFC Planning, Inc. Common Sense Financial Group, SM&R, and BFC Planning, Inc. are independent entities.

The information contained on this web site is the opinion of the principals of Common Sense Financial Group based on their personal observation, research, and years of experience. They are licensed life insurance professionals. They are not registered investment advisers, attorneys, or CPA’s and therefore do not render legal, tax, accounting, or investment advice. The information offered by this web site is general education only. Because each individual’s factual and financial situation is different we encourage visitors schedule an appointment to discuss their specific situation, or seek his or her own personal adviser.