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Who We Are

The Common Sense associates bring a combined 73 years of financial services experience to help CSFG clients sleep better at night. Our focus is on insured, principal-protected and guaranteed solutions to provide an income you cannot outlive, protect your financial assets, and address potential needs in the event of chronic care issues later in life. After years of serving independent financial advisors and insurance agents across America, Rich was inspired to create an insurance brokerage dedicated to directly helping families and individuals insure their own financial futures. Our mission is to educate our clients to the best of our ability, and make common sense recommendations to ensure they are focused on pursuing their dreams and desires for the rest of their lives. We are happy to work with your accounting, legal and any other advisors to help you make your plan fit your needs. Common Sense Financial Group was founded on these principles: Always strive to do the right thing

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Registered Representative of and securities offered through Securities Management & Research, Inc. (SM&R) Member FINRA/SIPC. Investment advisory services offered through BFC Planning, Inc. Common Sense Financial Group, SM&R, and BFC Planning, Inc. are independent entities.

The information contained on this web site is the opinion of the principals of Common Sense Financial Group based on their personal observation, research, and years of experience. They are licensed life insurance professionals. They are not registered investment advisers, attorneys, or CPA’s and therefore do not render legal, tax, accounting, or investment advice. The information offered by this web site is general education only. Because each individual’s factual and financial situation is different we encourage visitors schedule an appointment to discuss their specific situation, or seek his or her own personal adviser.